RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases. The Sequence of Returns A look at how variable rates of return impact investors over time. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works.